Tuesday, June 17, 2014

Wetlands Update

A Court may shut down a business until it complies with wetland remediation order.  East Windsor Inland Wetlands & Watercourse Agency vs. Dearborn, May 27th, 2014 (Superior Court, Berger, J.). 

Defendant owned mulching business that illegally filled wetlands, clear cut trees and put in a road.  Defendant and Commission stipulated in Court that Defendant would remediate.  Defendant’s remediation was not in “substantial compliance” with stipulated judgment.


Court enjoined Defendant from operating his business until property brought into compliance.  Court also awarded attorney’s fees of $44,393.00.

Recent CT Legislative Updates

Courtesy of Connecticut Trial Lawyers' Association:

CTLA 2014 SPONSORED LEGISLATION
SIGNED INTO LAW


Public Act 14-156   Attached Above

HB 5450 - AN ACT CONCERNING ARBITRATION IN MOTOR VEHICLE ACCIDENT CASES.
This bill allows a court, at the request of all parties in a civil action involving a claim of bodily injury from a motor vehicle accident, to refer the case to an arbitrator chosen by the parties or their attorneys. Under the bill, any such arbitration must include limits to the damage award that an injured party may receive.
The bill also limits the applicability of the arbitrator's findings and damage award. Under the bill, the arbitrator's (1) finding is binding only on the parties to the civil action and (2) damage award cannot be used by or against any party to the arbitration in any later civil action or proceeding.
Governor Signed - June 11, 2014   Effective: July 1, 2014, and applicable to any civil action pending on or filed on or after that date.


Public Act 14-20  Attached Above

SB 280 - AN ACT CONCERNING UNINSURED AND UNDERINSURED MOTORIST COVERAGE OFFSETS
This bill prohibits insurers from reducing uninsured and underinsured motor vehicle insurance coverage payments by amounts paid by or on behalf of a tortfeasor (i.e., person at fault) for (1) bodily injury to anyone other than people insured by the policy under which the claim is made or (2) property damage. Thus, the insurer can reduce the coverage payment by amounts a tortfeasor paid for bodily injury to a person insured by the policy.
Governor Signed - May 16, 2014  Effective:  October 1, 2015


Public Act 14-37   Attached Above

HB 5338 - AN ACT CONCERNING THE ADMISSIBILITY OF RECORDS AND REPORTS OF CERTAIN EXPERT WITNESSES AS BUSINESS ENTRIES.
This act extends the same rules in civil cases concerning the admissibility of records or reports of in-state physicians and various other professionals to those of such out-of-state professionals. It does so by eliminating the requirement that, for the rules to apply, these professionals be licensed or certified in Connecticut.

Governor Signed - May 16, 2014.    Effective:  October 1, 2014, and applicable to all actions pending on or filed on or after said date

Thursday, March 6, 2014

Inland Wetlands Decision/Update

We've always known that a Wetland Commission can't deny an application based on a "possible" adverse impact, or that a proposed activity "may" affect a wetland or watercourse.  A recent case, summarized below, has made it clear that a Commission may not deny an application even where the Commission's own engineer testified that the project was "likely" to cause harm to the regulated area.  "Likely" is not enough.  There needs to be specificity, and that there is a "reasonably degree of certainty" in order to deny.

You'll note that the decision to deny was otherwise upheld because the Court determined the applicant did not provide a complete application in response to the Commission's requests.
  • AC34298 - Three Levels Corp. v. Conservation Commission
Owner of 14 acre residential parcel with approximately 2 acres of wetlands, a vernal pool, and within the Saugatuck River flood plain, applied to the IWC to build 10 units with their own septic systems and single water supply.  The application was denied when the Commission agreed with its engineering expert that the applicant had not adequately provided for storm water runoff to the river and as such this was likely to cause harm to the river and nearby wetlands.  The Commission also found that the application was incomplete because it failed to address several questions raised by its consulting engineer.  The trial court reversed and the Commission then appealed. 

First the Appellate Court reviewed the substantial evidence test which must be present in order for a court to defer to an agency’s decision.  It then concluded that the Trial court correctly held that the Commission’s engineer failed to identify any specific adverse effect that would happen, but rather made generic statements that the lack of erosion control could lead to some type of adverse effect.   The expert’s opinion that these types of systems also have a high failure rate when not maintained was deemed speculation.  This is similar to another recent decision [Estate of Casimir Machowski]  which held that it was not enough for the town’s engineer to opine that a proposed hillside detention basin was not designed properly and might fail.  The courts are really saying with these decisions:….Hey Mr. or Mrs. Engineer, stop dancing around the issue and being reluctant to outright criticize the applicant’s engineer.  If you want your decision to carry any weight you must say why the application is wrong, how you would do it differently, and if it might involve a failure…say that to a reasonable degree of certainty.   Commissions should be alert that more forceful engineering opinions are now being required by the courts.  In short, while the case law holds the courts will “defer” to the agency’s decision, that’s not really accurate due to the parsing going on over the underlying evidence. 
 
Here the Commission still managed to get the decision reversed because the applicant kept side stepping repeated requests for more information on erosion controls and chemical impacts made by the Commission’s engineer.  The regulations specifically allowed the Commission to seek follow up details and thus the Commission was entitled to conclude the application was incomplete when those answers were not forthcoming.  
A final issue that came up in this case was the authority of an IWC to regulate storm waters from outside the regulated wetlands but which flow into them.  Here the decision notes that a wetlands commission has authority to regulate outside activities if it passes a regulation allowing it to do so.  Here the Redding Commission properly amended its regulations in accordance with the Model Act to say it regulated “any” activity impacting wetlands.  That was sufficient and there was no need to specifically identify “storm water discharge”, nor to have regulations specific to storm water management.


Neighbors’ Obligations to Maintain Trees

If roots/branches clearly extend onto the property of another, the... latter may lop off branches/roots up to the property line. However, if location is a close call (i.e., tree/roots/branches abut property line and shared), neither neighbor is allowed to cut the tree absent mutual agreement.

Of course, all situations are different and these quick posts are for academic purposes only and not intended to serve as legal advice.

New Public Act re: Smoke Detectors and CO2

Public Act 13-272, effective January 1st, requires an owner/seller of residential real estate (built before 2005) to provide to buyer at closing either a $250 credit, or an affidavit attesting to the proper functionality of CO2/smoke detectors.

http://www.cga.ct.gov/2013/act/pa/2013PA-00272-R00HB-06160-PA.htm

Engagement Rings

In Connecticut, an engagement ring is given in consideration of marriage. If the marriage gets called off, the donor is entitled to a return of the rings for, generally, failure of consideration (marriage).

Thursday, November 21, 2013

New Business Considerations


 When setting up a new business, there are many considerations that one must consider.  Here are a couple:
 
1. Have a business plan (likely needed for financing applications);
2. Understand operational model and determine whether there are any licensing requirements;
3. Speak with insurance agent to determine coverage needed;
4. Have a preliminary idea when meeting with your lawyer about type of business entity;  speaking with an accountant may be of value in addressing tax implications;
5.  Determine who will have management authority;
6.  Company bank account(s);
7.  IRS/DRS registration numbers;
8.  Maintenance of sound corporate records;
9.  Operating/Shareholder/Partnership Agreement to define relationship/rights/responsibilities of participants;
10. Do not commingle assets; and,
11. Understand proper execution of business-related documents.
 
Of course, every matter is different and speaking with knowledgeable and experienced professionals is advised.
 
 
 

Thursday, April 25, 2013

Multiple Promissory Notes

A client, at the last minute, asked me sit in on a refinance yesterday where her lender sent its own notary to execute the closing package, and I'm happy she asked me to assist.

In my experience with these types of closings where borrowers do not engage their own lawyer for the refinance and the lender sends a notary, the notary is not permitted to give legal advice, and the explanation of the closing documents is very cursory.

Making things worse, this particular notary insisted that my client execute two promissory notes.  There is entirely unnecessary, and risky.  An original promissory note is a negotiable instrument (as is a check) which can be enforced.  Executing two originals potentially creates two enforceable obligations.  After quite a bit of "discussion," the notary and lender accepted my refusal to permit my client to execute two notes.

Be wary.  Consider hiring an attorney to assist you with the entire refinance and protect you for basically the same cost that the lender will charge to send the notary.

Wednesday, March 6, 2013

Bad luck!

Had residential sale last wk - due to local power outage, unexpected water infiltrated into my client's basement immediately prior to walkthrough through no fault of either buyers or seller. Just strangely unlucky.


That's what closings are all about every once in a while - important to keep calm, gather facts, and propose reasonable solution. Usually we're all working towards common goal in RE transaction.

Commercial Lease

Please be sure to consult with an attorney. They're much more complicated, and you can be locked in generally for much longer than residential obligation. The effort and due diligence performed now will be worth it when all said and done.

Monday, February 11, 2013

Prejudgment Remedy in Personal Injury Actions

Connecticut allows a Plaintiff to file an application for prejudgment remedy - I do it occasionally in personal injury matters where a carrier is not negotiating in good faith, and where damages will be in excess of policy limits.  Assets of the insured can be attached in the event judgment is obtained and insurance is not available to satisfy Plaintiff for his/her injuries.

Friday, February 8, 2013

Collect those CAM charges!

Condo associations and property management companies need unit owners to make their common charge payments.  It's crucial to have funds to properly maintain the association.  Connecticut law provides for a six month priority lien, so options are available to collect against a delinquent home owner.  Times are tough for many, so hopefully unit owners are often (and rightfully so in my opinion) given some leeway, as long as they're responsive and demonstrating good faith efforts to remain current.  But, having substantial amounts owed, over long periods of time, can also negatively affect the marketability of units where the owners are current.  If they're trying to sell, prospective purchasers may be discouraged when they review the resale package.  Current owners' costs may increase.

The 6 month statutory lien may be foreclosed (following notice per FDCPA) and the owner's lender (as opposed to unit owner) steps in ("appears" in foreclosure) and pays off the delinquency for various reasons, one being to avoid incurring additional legal fees and costs, and protect their security (mortgage).

It's also important to monitor foreclosures where a lender is foreclosing for nonpayment.  There is the afore-mentioned 6 month priority which would ultimately be paid when title passes, and would not be foreclosed out.  However, if more than 6 months is owed, the difference does not take priority over the mortgage, so it would be foreclosed out and claim lost.  But, there are ways to negotiate and recover most of, if not the entire, balance.  Statutorily, legal fees are paid when satisfied (either by owner or lender), so if there's concern about incurring cost for a lawyer to prosecute, the costs and fees get shifted to the debtor.

Bottom line, there are different ways to go about keeping that reserve full, and may not be as expensive and difficult as you think.  Call if I can be helpful.

Jeremy Hayden
jhayden@victoriaferrara.com
203-255-9877

Suit Over NY Giants Tickets!

I am working on a very interesting case.  I am preparing a prejudgment remedy application, which allows a creditor in CT (following civil probable cause hearing) to attach assets of an alleged debtor even before commencement of a law suit, to preserve assets sufficient to satisfy a judgment if the case is ultimately successful on its merits. This one's interesting because it involves an action to recover personal property - specifically, recovery of NY Giant PSLs.
 
Jeremy Hayden, Esq.

New Consumer Protection Law

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Know what you're in for...

If you're buying a house, and hope at some time to install a pool, shed, etc., you may want to take a look at what's involved at the municipal level early on in the process. A building department application is almost always required for putting up any "structure"; it's often a simple and straight forward application. But, if the pool will be encroaching into any zoning setbacks (for example), i...t adds a wrinkle. If there's a river/stream within a hundred feet or so, it may get a little more complicated. If there is a conservation easement or other restrictive covenant, that may preclude any development at all. A local builder, an experienced realtor, and your lawyer can help with getting answers in advance.

Unknown Fairfield Landlord Requirement

Landlords in Fairfield MUST obtain Certificate of Rental Occupancy from Department of Health. This is different than, and in addition to, compliance other municipal requirements (building, zoning). The folks in DPH in my experience have been helpful, responsive/timely, and pleasant to deal with. I post about this topic because I had another issue with it pop up yesterday. No one knows of the requirement, so I'm just trying to help get word out.